Make A Difference Monday: Micro Loans

Do a little good I’m going to confess something. I kind of hate reading the news. Everything seems so terrible and the world feels like such a dark and ugly place. Vitriolic, hateful anger is freaking everywhere and I’m not going to lie, it gets me down. I feel so helpless, so small, and so overwhelmed by it all. But I’ve discovered a way to combat this cancerous sadness and thank heavens it’s simple because when you’re down in the dumps, the last thing you need is something overly complicated. This ridiculously simple remedy is service and charity. Fight the bad with good.

So each Monday I’m going to post a way to interject some goodness into this world, because frankly we need more of it. I’m hoping that at some point one or two of you will take a minute and make a difference to someone or even someones who need the help. Desmond Tutu got it right, those little bits of goodness can overwhelm the world; we just have to do it.

Today I’m highlighting my favorite place to make a difference: Kiva.org. Guys, this is the easiest way to make a difference in the world. I’m one of those people who loves a good bang for my buck so this organization it perfect for me and others like me who want their donated dollars to really go far. And you don’t have to be a millionaire to get started- all you need is 25 bucks. Skip your coffee for a week and you’re there. Easy. And you get to choose who to lend your money to- what specific project and individual you want to help. Check out this graphic to see the awesomeness and ease of loaning $25.

How Kiva Loans Work Seems incredibly simple right? And get this, Kiva, started by college students only 10 years ago has had an insane impact on this world by partnering with huge companies like Google, and tons of individuals like you. As of May 5, 2015, Kiva has distributed $703,075,350 in loans from 1,286,412 lenders to 1,627,874 borrowers. A total of 878,025 loans have been funded through Kiva. Kiva’s current repayment rate for all its partners is 98.72% (Source).

So at this point, I know you’re convinced that you should at least look into this amazing organization that helps so many truly destitute people start their own businesses. Great! Head straight over to Kiva.org and get started. You’ll feel so good about it that you won’t even miss your morning fix.